What is a fire protection class code?

Homeowners in communities with better public fire protection services tend to have a better protection class rating and pay lower insurance premiums. A protection class code is the grade ISO gives to a home as part of the Public Protection Classification (PPC) program. Protection classes range from 1 to 10.

How do I find a home protection code?

Insurance company databases: Your insurance company may have an online database or tool that you can use to find your protection code. State insurance department: Contact the department by phone or visit the website to find your community’s classification. What’s a home protection class? A home protection class is a grade that ISO gives to homes.

How do I Find my Home's Protection class?

Insurance Services Office, Inc. (ISO) issues these grades based on how close a home is to fire protection services. Finding your home’s protection class requires a little digging. Because insurance companies primarily use protection class grades, no central protection class lookup tool exists for homeowners. But you have ways to find it.

How do I know if a fire hydrant is safe?

When using the company’s search engine, input the proximity to the nearest fire hydrant and the distance from the closest fire department for more accurate results. Protection classes typically range between 1 and 10, with a lower figure representing better overall protection.

How do I find a building's protection class?

Search for a building’s protection class using a search engine such as the one provided by State Auto. When using the company’s search engine, input the proximity to the nearest fire hydrant and the distance from the closest fire department for more accurate results.

Can I find a protection class code by address?

Sadly, there is no protection class code lookup by address for potential homeowners to find these codes themselves. Only insurance companies have access to these databases.